Western Sky Loan Scam
80Western Sky Loan Scam?
Many people have inquired about the so-called Western Sky loan scam in an attempt to get the “real deal” facts about whether or not the company is legitimate. For those who may not know what it’s all about, Western Sky is basically an unofficial payday lending outfit, Native American-owned and operating within the Cheyenne Sioux Reservation, which is actually a sovereign nation within the U.S. Their website claims that they do not offer “payday loans” per se, but let’s face it, folks—that’s exactly what it is. And even if it isn’t, the astronomical loan fees and interest rates are fully in lockstep with what payday lending companies do. Again, I’m not sure how or why these types of outfits are even legal, other than they know that some people have no other choice than to use these types of companies for true budget shortfalls or emergency cash crisis situations, but one thing I want to make sure everyone knows is that companies like these are doing you NO favors whatsoever. This is legal loan sharking at best, and downright theft of personal wealth and productivity at worst. According to Western Sky’s own website, their current loan rate (as of this writing) for a $1,500 loan has a 194.70% APR—yes, I said ONE-HUNDRED-AND-NINETY-FOUR percent APR. And here’s the kicker—although they’re advertising a $1,500 “loan product”, the borrower actually only gets $1,000. Yep, the other $500 is kept by the lender as a “loan fee”. What the heck kind of fee costs 33% of the total loan amount??? The word “egregious” doesn’t even begin to describe these kinds of fees.
Western Sky Loan - Is It a Scam?
Another interesting note that I picked up from their “Rates” page was the following verbiage: “Western Sky reservesthe right to change the rates and loan products listed belowwithout notice.” Yep, you read that right—in other words, they can completely change their already-outrageous loan terms AT WILL, and there’s no telling what they can or will change the terms to. And if you happen to be needing a loan from them at the unfortunate time that they decide to change their rates and loan products “without notice”, who knows what final price you’ll have to pay when it’s all said and done? One thing is for sure—if they decide to change the terms of their rates and loan products on a whim one day, I seriously doubt that those terms will be better than what’s listed. It’s just another way to include some cheesy legal disclaimer that can basically excuse them away from being legally liable for pulling a bait-and-switch at some later time. Some may say that I’m being harsh by saying all of these things, but I’m nowhere near as harsh as the penalties these types of lending outfits are imposing upon borrowers who are ALREADY strapped for cash. So yeah, according to the laws of the land, you can’t call Western Sky loans a “scam”, because they’re not necessarily engaging in deception to pilfer money from people, but what they do disclose about their lending practices seems a lot to me like legal loan sharking.
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Western sky is a scam! They will collect your info, and then at the end state you already have a loan with them, then ask you to call the loan officer. You will only qualify for a loan if you earn 3000.00 or more a month, and the fees are higher then a check advance place... Dont do it, I think they sell your info. If you earn 3000.00 a month then you wouldnt need to go to a place western sky for a temporary loan, right! You would most likely qualify for a loan threw your bank, or a advance on your pay...
Thanks for info.
Thank god I read all of these pepoles coments,i was just about to ruin myself.
It is a good thing there are people out there that care and want to inform those of us that may have no other choice. I would rather rough it out!
THEY JUST MIGHT SELL YOUR IMFO. i GOT BACK SORRY WE CANT HELP YOU AT THIS TIME. BUT TEY THEY HAVE ALL IMFO
They are sick.
Is this for real? I am at the end of my rope financially, ( I know, tie a noose in it and throw it over my head!) and have to do something FAST! My credit is now shot because of losing my job, and my unemployment is gone. I know millions are going through this, but are any of these loan things okay to take advantage of?
wow! Good one!
Desperate times call for desperate measures. No such thing as a free lunch, etc. We've all heard them and yet we continue to try. Try a second job. These places will ruin you and they will come after you and ruin your credit. If you own anything, try to get a loan with collateral at Springleaf Financial, they are fair and with only making $1500.00 a month I got a loan to tide me over until my ex began paying child support for my 3 kids, again. Good luck to you all.
Just saw the commercial, looked up their rates for fun. On a 2600 dollar "loan product" you wil pay back 47 payments of 294.46. THAT'S $13,839! The "loan" will be eaten up within the first 10 payments out of 47. WTF
"All loans will be subject solely to the exclusive laws and jurisdiction of the Cheyenne River Sioux Tribe, Cheyenne River Indian Reservation. All borrowers must consent to be bound to the jurisdiction of the Cheyenne River Sioux Tribal Court, and further agree that no other state or federal law or regulation shall apply to this Loan Agreement, its enforcement or interpretation. The loan agreement contains an agreement to arbitrate all disputes in which borrowers agree to waive their right to a jury trial, to have a court decide any dispute, and to participate in a class action lawsuit, and to certain discovery and other procedures that are available in a lawsuit. If you do not wish your account to be subject to this arbitration agreement, you must advise us in writing. It is not sufficient to telephone us. we must receive your letter or e-mail within sixty (60) days after the date your loan funds or your rejection of arbitration will not be effective. in the event you opt out of arbitration, any disputes hereunder shall nonetheless be governed under the laws of the Cheyenne River Sioux Tribal Nation."
LOL
ALL YALL ARE WORRIED OVER THE WRONG THINGS.DONT BE STUPID TO THE GAME UNDERSTAND!JUST SIMPLY DONT DO IT!I LIVE HERE IN ALABAMA AND I WAS JUST INVOLVED IN THE TORNADO STORM THAT JUST STRUCK HERE,LETS TALK ABOUT THAT!I COULD HAVE BEEN DEAD AND GONE BUT BY THE GRACE OF GOD I AM STILL HERE ,ALIVE ,BREATHING AND WELL.WE NEED TO BE VERY THANKFUL EACH AND EVERY DAY, BECAUSE WE NEVER KNOW WHATS GOING TO HAPPEN NEXT!WE ARE TAKING UP DONATIONS.ANYTHING YOU CAN GIVE OR DONATE WOULD BE APPRECIATED.I WILL GIVE ALL OF YOU MY EMAIL ADDRESS MAKE SURE YOU CONTACT ME-rbrown7000@yahoo.com.WE REALLY NEED ALL YOUR HELP AND SUPPORT !MAY GOD BLESS YALL!
You poor inbred people need to learn to spell
I don't need a loan I just hate the commercials but this is insane and anyone that takes a loan out with the isstupid and
Hey Baugh...You are the one who needs to learn how to spell. Although the comment was poorly written, I didnt see any mis-spelled words...and with a name like Baugh, who are you to say anything? Dumb-A$$
first of all stop using the damn word, "SCAM". the commercial TELLS you the loan is expensive.
can anyone tell us whether or not the funds are dispersed?
can anyone tell me whether or not the company makes claims that it doesn't make good on?
if not, how are you going to call it a scam?
a scam is asking for your banking information in exchange for a commission to hold a large sum of money in said bank account. you give your info and you GET NOTHING=a SCAM.
we american's are just FULL OF SHIT. if someone tells you rules of the game and you lose you want someone to bail your ass out. but, if you stand to win you go on and on about being able to do as you please without any restrictions from the government.
remember 3, 5, and 7 year ARMS? yeah, a lot of know-it-alls thought they would get a home in an exclusive neighborhood by taking an ARM. yeah, got qualified for the loan and enjoyed years of bragging to co-workers and friends how you're living the life most would dream of. worked out pretty fine until that ARM started adjusting. LOL!
now that same ASS is crying foul play because his note went from $3000 to $5500 per month. lol!!!!
if the company didn't disclose these outrageous fees to do business or cuts bad checks after you've placed a 'fee' to get the process going...then it's a scam.
unfavorable conditions upon which a business operates does not make it a scam. if you know what you're getting into and sign...who the hell are you going to blame?
we americans are full of shit.
@ leo: Point taken and noted.
@ Luna: Thanks for the comments.
@ joe: Thanks for viewing!
@ Travis: I'm glad too!
@ dee: I appreciate it. Just trying to "pay it forward".
@ LARRY: I don't doubt it one bit. Almost ALL of those payday loan companies do that same thing, AFTER they've told you that they can't help you.
@ It: I agree.
@ Brian: Hardly any at all. Just bite the bullet and trust God--that's what has worked for me.
@ Turtle: I appreciate it!
@ Almost Swindled: Agreed. I don't know anything about Springleaf Financial, though.
@ WesternSkyisaGreatDeal: Love the sarcasm in your handle.
@ P. LOVE: You are absolutely right. We need to constantly be thankful for what we have and quit whining about what we don't have.
@ Baugh: ????
@ lol: Didn't get the rest of your thought...
@ youraccoon: Agreed--most of us in this country are over-entitled, lazy, and expect everyone else to take care of us. I hate that entitlement mentality. But I would like to draw attention to my last sentence--I wasn't calling Western Sky Loans a scam--here it is: "So yeah, according to the laws of the land, you can’t call Western Sky loans a “scam”, because they’re not necessarily engaging in deception to pilfer money from people, but what they do disclose about their lending practices seems a lot to me like legal loan sharking."
I made a loan with Western Sky in October 2010 for $2,600, and just paid it off on the 1st of July 2011. The final interest rate was about 135% (APR). When I made the loan for money I needed immediately, I knew I would be able to make the monthly payments. I also took the advice of the company and paid the loan off faster than required by paying more than the monthly payment. The company was very efficient and their service was just as advertised. I have a poor credit rating because I don't always pay my credit cards on time so this company made me a loan that my credit union or bank would not. I tell you all of this because I believe your criticism is unfair and unfairly expressed.
I agree with MammasFriend, I too was in a pickle with my credit, but do have a decent job. This deal is not for everybody, I took out the $ 2600.00 a few months ago, knowing very well what impact the interest rate could have long term. They do recommend paying this off early, their service is not bad - their rates are much lower than a lot of pay day lenders out there, and the installment part of the deal allows you better flexibilty. I used it to pay off some other short term obligations. I just paid an extra $ 1500 and plan to pay it off in two months. If anyone is looking for a "good deal" on pay day loans, then check out www.plaingreenloans.com, good service and some of the lowest rates available for pay day lending, trust me I have researched this matter, also check out CashYes.com, their initial rate is $ 25 per 100, when you re-loan, it drops to $ 12.50 per 100, plaingreenloans have similar "loyalty" rates - I know, still expensive - but if the bank says no (and family), these are viable options - short term, that is. Piece of advice, any lender that asks for credit insurance up front - thats a scam...or any lender that asks for fees to be paid via Moneygram or pre-paid card - stay away.....
Thanks for the info, I almost fell for this scam!
Wow! I almost called them for a loan but NEVERMIND!! Rather have bad credit
There's plenty of lenders online with much more interesting terms. Why people discuss this scam company and complain about their service? Just do not take loan from them and search for other good company.
These types of loans used to be illegal as having too high of an intrest rate and so it preyed on the poor, uneducated and desperate. I was standing in line at the office of my local grocer, they had something like this at almost 400%! The only effective way to eliminate the practice would be a bill banniing the practice
I almost applied for one of these loans today...before I could click submit they were calling me. I canceled my application. The person who called was sooo unprofessional it was obviously not a company I want to do business with...it may not be a scam, but it's close!!!
thanks for the warning, just saw advertisement and started to get online to do app. saw all these comments and decided against it.
applied for loan said i was approved sent info they kept saying they only got this didnt get this its been over a week now they stated they have everthing and it will only take a second and they will transfer the funds they also stated they would call me back never got an call back had to call them and when i did they said the loan was denied because they couldnt transfer funds to my account well thats not the account that i gave them because it wasnt an checking account it is an account that my company use to pay all employees im starting to believe that this is an scam they have all my info they said they were sending me a letter and a free copy of my credit report i did all that for a free credit report so pissed off right now will inform BBB
TALKED WITH THEM 5000.00 PAY IT OFF IN 30 DAYS COST WOULD BE LIKE 567.00 PLUS THE ORIGINAL 5000 ANYBODY ELSE HAVE THAT
I only keep seeing how bad the company is but do anyone actually have a loan from western sky? If you borrow only a $1000 from the company and decide to paid the loan by paying more then the monthly payments will that help?
First off, Western Sky doesn't do anything that all the other dirtbag payday loan places don't do. They ALL take advantage of those in need... personally, if Native Americans ARE sticking it to the peoples that damn near made them extinct, good for them!!! Join the military, go to college, and improve your OWN damned life!
So does it good to apply for western sky
First off, Western Sky doesn't do anything that all the other dirtbag payday loan places don't do. They ALL take advantage of those in need... personally, if Native Americans ARE sticking it to the peoples that damn near made them extinct, good for them!!! Join the military, go to college, and improve your OWN damned life!
I just got a loan with Western Sky and then a few days later I get an e mail from another company saying they bought my loan. What does that mean???
Do not take this loan!!!! I would rather sale all of my belongings and material things before signing something so ridiculously outrageous and lining someone else's pockets…this type of thinking is what has us all in this financial pinch…and the fact that our government that we pay out of our pockets is letting this happen is just shameful something must be done to make people stop scamming each other or make the banks stop scamming everyone as they are the ones that own most of these fly by night outrageous loan places.
western skyloans/ greatskyloan, sky.com brian krishna in durban , helen dube , sandra sander are all teh same crooked firm , they ask all you info and than say pay insunce r3700 rsa rands in south africa , they not and south african firm , than , you get a call the nextday , sorry you owe us r4500 fees, stay away they scam, they dont refund , they use sex talk the men , and than all phones go off, than another firm first its sky loans , than greatsky1.com and than westernsky.com all have the same info and asking money they dont lend you moeny they take a fee, and than disapere this is in south africa, be warned , be warned
I'm suprised nobody has mentioned that the interest rates the company uses are much much higher than is legally allowed in any loan format in this country. The only reason they can legally operate is they only abide by the exclusive laws and jurisdiction of the Cheyenne River Sioux Tribe. Meaning they ignore all finacial regulations and right there own rules. This is only legal because of unclosed loopholes. This is a truly shameful company that hides behind and mocks the image of the native american, when they are only marginally allocated with them. This company and its practices wont last much longer.
Western Sky is NOT an Indian Nation company. They are CASHCALL, a company that was basically put out of business because of their debt practices, interest rates and unfair debt collection practices. They can no longer advertise as CASHCALL according to the FTC. So now they are masking themselves as some Indian tribe to plead on the sympathy of desperate individuals. STAY AWAY!!!
Any company that advertises their services via a television commercial and flat out and verbally admits that borrowing their money is expensive, has to be a straight up scam. You don't need an advanced degree to figure that out. Buyer Beware!!
BE CAREFUL WHO YOU CALL STUPID! ANYONE COULD COULD HIT BOTTOM!
Thanks for this great information,steadyhubs.
These indians just want to get back at the white people, because they are still angry about them taking their land (at least that what they think). If anyone deals with them, then they deserve to get taken. thats just plain stupid to want to be ripped off.
I spoke with sky west about a loan they took my info and then told me i was denied. Nervous that they may sell my info,appreciate any advice or is it too late.
I also think that they are scammers because I tried to get a loan and they said no but then Check n go said yes but they also have an outragous interest rate I borrowed 2500 and had to pay 357.00 every other week? I think the government should ban these payday lenders and make it easier for people with bad credit to get a loan through a bank.
I also applied for a loan. I make close to 5000 a month and have a 650 credit score and was also told no but not after I had to fax a full bank statement with all my information. My advice is ask what their underwrittting guidelines are. If they can't tell you up front, don't bother appying. Most reputable places will let you know up front. If there is a class action suit, I want in it also. Unfortunately, they don't have the laws and regulations of the United states Government, so therefore they are immune to alot
Lets see according to their site if you borrow $5,000 you only get $4,925 of it then you repay 84 payments of $486.58 for a whopping total payment of $40,872..........Nah that seems about fair right??? Got a bridge in Brooklyn I can sell ya too if you are interested in this place.
thay shoud dig up the gold that is on there land.
I call the BBB to see about this company before I decide to fax any of my information off to them. The person I spoke with said the BBB has ask SKY to respond to them, by sending in the necessary information about their company, but no one replied. After reading the complaints about this company I can wait, I'm not paying a company nearly $4 thousands plus. This is a sham to do this to good people who are very down to the ground in luck.
stay away from loan sharks! you would be better off!!!!!!!
If these guys were Italians in New York , the F. B .I would be after them
Unlike other payday loans, they ran my credit thru Experian and told me I was approved as my score was over 700 pending sending in my driver's license; pay stub; bank statement and check. Then I sent in these items and was told my bank statement had a Negative balance 20 days ago (ie last ending statement date) so I am too risky even though my credit score and monthly income was high enough. Odd though when they asked if I knew about the high rates, and I replied yes but w/ my income I plan to pay off in 3 months (saving me lots of interest but costing them making a lot of interest), the rep got real uncomfortable and brought up that I had a negative balance once last month. Apparently, those that can afford to pay off the loan in 3 months and costing them their normal $3,000 in profit off of a $1,500 loan, they want no part of lending to! It is actually cheaper for me to bounce 9 checks then pay their nonreturnable $500 service fee too!!!
Yep it is a scam. They are not Native American. They are Cash Call. Depending on what you borrow. not only is there high interest they have additional $300 or $500 fees. BBB and FBI need to investigate.
applied for Loan with western skies but was denied but i had given them my personal information work phone number, SSN # ect.. they now have that information it is again the law for them to use that information to contact my place of business and use my SSN # ?? im hoping since i was denied i just wont be bothered with any of this nonsense please advise?
O.K. it is federal law that all companies doing business in the United States must abide by all U.S. laws. It sounds to me that maybe we need to relocate these scammers and thiefs once again. They don;t remember the last time we played cowboys and indians. next time you swing through an indian reservation clean your vehicle out on the side of the road.
First Little Big Horn,now this? I wonder if someone tipped them what we paid them for Manhattan?
Hey welfare recipients go get a job instead of a loan to tie you over till the 15th. Stop having kids you can't pay for and stop getting credit cards and payday advances your not gonna pay back! You are the reason our countries economy is I love shambles and the banks need bailouts. You idiots deserve to pay 136% interest rates.
birth control, jobs, self reliance, responsibility that's what you need.
They are loan sharks. The government should find a way to shut them down. They are thieves. Just cause it is written in a contract doesn't make it legal. Loan sharking is illegal due to high interest rates. These people make loan sharks respectable. At leaast with a loan shark you know what you are getting.
I was told my application was denied but I'm afraid that my identify wil be stolen or something now. Too bad I wasn't thinking about that when I was applying...:(
Thanks for the info, but I must say to UpplRstpd that wasn't very nice to talk about people who recieve welfare. You dont know what there reason for having foodstamps or why there not working. I'm on welfare and yes I have kids and a damn good husband who was taking care of me and my kids,that by the way are not his. When I got ill and almost die in surgery from a mild heart attack. When I went for back surgery. I went to college and work and took care of my three kids I had starting at age 26 and had been married for 7yrs to an ass. So I did all the right things and still I'm sick everyday now. I graduated in april 2009,got a good job,so did my husband. As of 2010, that's when everthing went down hill. I had one back surgery that december/2009. Then found out in january another disc had slip in my back on top of that the pain got even worst then the first time. Then that june/2010 I had my back fusion. In the middle of surgery they had to stop because I was having a heart attack. I woke up that next morning in ICU with tubes in my mouth and nose. And my arms stap to the bed. I stayed for eleven days. I was label disable and so that november I was awarded a disabity check once a month. Then 2011 they told my husband they are looking to lay off about 35,000 people from his job (Bank of America). So that september we lost his job that was paying out 1500.00 rent and my health insurance that pay my four doctors I visit once a month and all my RX. So now all we have is my once a month check and his weekly unemployment. So what do I do get help from welfare. So me and my three kids that are 11,10 and 8yrs old can have medical and some food. I had to down size from the house to a condo which is like having an apartment. So all I'm saying to you is, you don't know why someone is on welfare. So dont talk about other people who are doing there best to make it. You don't know why there on welfare or what may have happen in there life. You should be thankful you never needed it. But you never know you may oneday need welfare. Don't judge
That was a very bad comment that person made. One day that may be them. Everyone is in a bad position somewhere and if you say your not, then you are lying to yourself. It does not matter how much the interest rate is because everyones situation is different. I was approved and I don't work. I was giving an extention personally to call this individual back to make sure they receive my documents. I am sure that it is going to work out, but sometimes you have to do what you have to do. Right now every lender is going to get their fair share because that is what help them to stay in business. It still do not make it right and im sure the person who commented on welfare is not rich at all because they would not be on this site commenting. Join the crowd. The economy is a mess right now.
Western Sky cannot hide behind 'tribal law' and the Indian Commerce Clause. If they do business with a person in another state they must abide by that state's lending rules. They do not. Thus any contract you have with them is unenforceable.
If you have made the mistake of taking one of their loans; at least pay back the principal but then send the ACH and Wage assignment revocation letter and then close you bank account. If they send Cashcall after you to collect, inform them of the illegality of the loan contract then send a cease and desist. If they persist, file complaint with your AG, FTC and then send them a Fair Credit Collection letter detailing their illegal collection practices.
If they continue after that, send them a summons detailing the collection laws they are breaking and force their hand. They know they cannot collect as they have lost in MD already and Colorado is soon to follow.
I applied for a loan through Western Sky and thanking read the posts from other people and canceled my request. Within 1 hour of getting very little information from me I received a call from CashCall saying that I could get pre- approved for a loan. Im curious if state and federal laws would be able to help protect people in CashCall is the one taking and setting up the loan for Western Sky.
I did get my information removed. I also let them know that I wanted my request cancelled and no longer wanted to be contacted at ALL from them or Western Sky.
So, you think my loan business is a scam pale face? You stepping on sacrid ground here. We are the proud Sioux people from Cheyenne River tribe. We live in poverty for many years after pale face takes our land and kills our people. We have humble tee pee on small land pale face no want so he give to us as place to live. First we trick pale face with casino business, very smart idea. But we make mistake, we let pale face investors front the money to start these casino and then he take over. We only have our face on the signs and our names on the paperwork, he still take everything while our babies live in poverty with no hope. Now pale face make so much money from his casino on our land he need way to move the money and new investment. He help change our tribal laws with promise of firewater and gold so that he can set up money loan business. Now pale face is able to loan shark on US soil and make even more money. Sad because now our people still suffer while pale face get richer and richer and never anything to help us. Don't forget, this place you call the USA was ours. You were the terrorist that took our land and killed our people. Why do you hate people from far away so much for doing the same thing you did long ago? It confuses this proud man....
What everyone needs to remember is that this is a tribe. A sovereign nation. The federal government has no jurisdiction over this matter. If this was an American company, they would be in violation of usery laws in almost every state. This is not a scam. But it IS loan sharking. Trust me, don't try to sue in tribal court. Just bend over.
By the way...the poster who said "plaingreen" loans are good, works for a tribe, or is endorsed by them. I just got a plain green mailer today (which is what started my Google search) and their rates are just as bad.
@exsanguine, the Indian Commerce Clause applies to the Federal Government's relationship with the Indian tribes in matters of commerce. Commerce has been defined as the sales of goods and services, not banking or lending. So I would agree with you that they cannot hide behind that. I think the States would need to deal with this issue on their own. However, if you sign a contract with them, and you decide not to pay, they do not have to abide by the FDCPA. So telling people not to hold up their end of the bargain will get them into deeper doo doo. And finding a lawyer with tribal law expertise will cost 8X more than the interest on the loan.
The "loan" wold be illegal in every stae under usury laws - essentially the rates are higher than a loan shark.
too bad its a scam…I would love to bang the chic in the commercial
For all the armchair lawyers here, I'd demand a tuition refund, Reservations and indian affairs in under the jurisdiction of the BIA and they are not magically "exempt" from federal laws. The federal government has jurisdiction in all indian affairs except for misdemeanors, and then only if the federal government concedes that jurisdiction. Although they are called the "indian nation" they are not a sovereign nation within the U.S.
Plain Green Loans is a subsidiary of Western Sky. This does not mean they are a bad company, but they were recommended in the reply.
Hello,
Are you a business man or woman? Are you in any financial stress or do
you need funds to start up your own business? Do you need loan to settle
your debt or pay off your bills ? Do you have a low credit score and you are
finding it hard to obtain a loan from local banks and other financial
institutes? i wish to inform you that we offer loan at low interest rate of
3%, if interested to obtain a loan from us, contact us via e-mail:
brown_financehome07@yahoo.co.uk
PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME……………….
2)YOUR COUNTRY…………….
3)YOUR OCCUPATION………….
4)YOUR MARITAL STATUS………...
5)PHONE NUMBER……………....
6)MONTHLY INCOME…………....
7)ADDRESS…………………
8)PURPOSE OF LOAN………….
9)LOAN REQUEST…………….
10)TELEPHONE………………
11)LOAN TERMS AND DURATION….Our company mailing contact box is
via-[brown_financehome07@yahoo.co.uk]
Mr Brown Wilson
I've always figured they were just thieves. When they're commercial states that they need your bank account number and signature, it sounds kind of suspicious to me.
Have Americans really become so stupid that such an openly fraudulent scam can succeed?
What's next? How about this: "Send a personal check for $500 to the following postal box address. You will be contributing to a good cause and can rest assured that the money will be put to a useful purpose. Thank you and may your goodness be rewarded by a warm glow in your soul."
I think any pay day advances should be out of business I got caught up in these still trying to gdt out it sounds like western sky is really taking advantage doesn't make sense with interest.
yes western sky and great plains are ripping people off 9.59 acrude interst a DAY!! I am very ill and they are very rude. over 287.00 a month ..... wish i had NEVER gotten loan from them
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leo 17 months ago
well i think them type of loan agencies are a sham, how ever they are leagal, if i loan you 5000 and u agree to pay me 20 its a contract. because they are on a reservation they not only get the fees tax free but are not suject to the limits set by our government.